Equine Insurance At A Glance

It is important to know that insurance is meant to cover the unexpected, not routine occurrences. Speak with your agent about what is covered and be sure to read your policy so you know exactly what’s included and what is not.

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Things to consider and questions to ask your agent:

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What discounts are available? 
  • What’s the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)