Watercraft and Boat Insurance
Coverage Based On Your Needs
Because everyone’s needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
It is important to know that watercraft insurance is meant to cover unexpected damage, not routine maintenance. Speak with your agent about what is covered and be sure to read your policy so you know exactly what’s included and what is not.
Watercraft and Boat insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Watercraft and Boat insurance provides property, liability and medical coverage:
An Watercraft and Boat insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a watercraft, your lender may also have requirements.
Most Watercraft and Boat policies are for six months or a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.
Looking for coverage? Submit the form below and we’ll be in contact shortly after.
It’s really all about protecting yourself financially.
Your Independent Agent is an advocate for finding Watercraft and Boat insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:
It’s not possible to prevent the unexpected, but having proper coverage in place could make a lifetime of difference.
If you’re looking for Watercraft & Boat insurance, please let us know. We can assist you!